Indie Game Devlog: Free Money!?

Patreon: https://www.patreon.com/bwdev

Wishlist Lumbermill on Steam here! https://store.steampowered.com/app/1151300/Lumbermill/

Join the discord here:
https://discord.gg/KX5rq78

It's been a little while but I've added quite a bit to the game since last time! The first task was to finish off the letters system from the last video, I also added some new hairstyles for female staff members in the game and added a loans system. This will allow the player to borrow money to use however they want, as long as they pay it back... It isn't really free money! If you have a bank name idea, let me know in the comments!

For those that wanna know how the loans system works in detail, this is it:

-- Loan Explanation --
Interest is added at the rate displayed for each individual bank, over the course of the period displayed. So if you took a loan of A1000 out from Lumbank, with an interest rate of 30%, over 3 months, at the end of the 3 months you will have paid back A1300.

Payments are taken monthly, so each month you'll see a drop of A433 from your game currency.

You can choose to pay up the rest of the loan early, in which case you'll have 2 months of interest added to the remaining amount you haven't paid back. So if you've paid back A400 of a A1000 loan at 30%, you'll have to pay A800 if you wanna pay up the balance earlier than 2 months before the end of the payback period. That'll clear the loan completely. That amount is the number displayed on the 'Repay Now For' button. Players would choose to do this, as paying up early means they pay less interest in the long run, as long as they're doing it with at least 2 months of the loan remaining.

The interface updates daily, adding interest on a daily basis - hence why you can see the numbers changing for the existing loans.
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Videos will be uploaded every on Fridays as development progresses so make sure to subscribe.

Let me know if you have any ideas or suggestions in the comments, I'd love to hear them.

First video: https://youtu.be/_kyBQFgfqJw

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Twitter - https://twitter.com/bwdev1
Trello - https://trello.com/b/M6rEUFrM/lumbermil